Washington · Commercial
Business insurance for Washington small businesses.
BOP, GL, workers' comp, commercial auto, cyber, and umbrella — quoted across multiple carriers so you're not stuck with one company's appetite.
General Liability
Third-party claims for injury or property damage.
BOP
GL + property in one small-business package.
Workers' Comp
WA L&I compliance and alternatives where allowed.
Commercial Auto
Vehicles used for business — service, delivery, sales.
Cyber
Data breach response, extortion, and business income.
Umbrella
Extra liability above your underlying policies.
Common questions
What is a BOP?
A Business Owners Policy bundles general liability with commercial property in one contract — usually the most efficient starting point for small businesses in Washington.
Is workers' comp required in Washington?
Yes. WA workers' comp is administered by L&I. If you have any employees (even part-time), you generally need coverage — we can quote alternatives where allowed.
What does commercial general liability cover?
Third-party bodily injury, property damage, and personal/advertising injury arising from your operations. It does not cover employees (workers' comp) or your own property (commercial property).
Ready for a real quote from a real person?
Independent agency. Multiple A-rated carriers. Straight answers.