Industry
Landscaping insurance in Washington
Coverage built around trailers, crews, and residential customer contracts.
Coverage a Washington landscaper typically needs
- General liability $1M/$2M
- Commercial auto for trucks and trailers
- Inland marine for mowers, blowers, string trimmers
- Workers' comp through L&I
- Herbicide/pesticide applicator liability
- Tools & equipment floater
- Umbrella $1M+ for commercial contracts
Common claims we see
Broken windows and siding
Debris from mowers, especially string trimmers near driveways.
Stolen equipment
Trailer-mounted mowers are theft targets; inland marine pays without deductible war.
Chemical drift
Herbicide overspray onto neighbor property — applicator liability responds.
Employee lifting injuries
Workers' comp claims are frequent; keeps rates elevated.
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