Industry
Gas station insurance in Washington
The right stack for c-stores, fuel islands, car washes, and combo operations.
Standard stack
- Property (building, canopy, inventory)
- General liability $1M/$2M
- Storage tank pollution liability
- Workers' comp through L&I
- Employment Practices Liability
- Assault & battery endorsement
- Commercial crime
- Cyber liability
Tank pollution
Underground and above-ground tanks require pollution liability — often required by DOE.
Slip & fall at the pump
The single most frequent GL claim; nonslip surfaces and lighting help renewal pricing.
Robbery / assault
Late-night stations should carry A&B and employee assault coverage.
Beer/wine liquor liability
Even limited alcohol sales trigger liquor liability requirement.
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