Progressive vs. Nationwide for trucking
Two of the largest trucking carriers — and where each actually wins.
Progressive Commercial is the largest US commercial auto insurer and dominant on single-truck owner-operators and new authority. Nationwide's commercial/E&S trucking book writes broader risk but often prices heavier equipment more competitively.
Where each wins
Progressive Commercial
New MC authority, owner-operators, 1–5 unit fleets, hotshot, tow, and box truck. Fast filings (MCS-90, BMC-91).
Nationwide
Established fleets 5+ units, specialty hauls, and operations with 3+ years of clean history.
Where both fall short
Neither writes hazmat well. Placarded operations move to specialty E&S markets.
Which one is cheaper?
It depends on radius, cargo type, driver age, and loss history. On new authority Progressive usually wins. On mid-sized fleets Nationwide is often more competitive.
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